Home Loans
- Fixed Rate Mortgage Loans generally feature 15- or 30-year loan terms with a fixed rate and monthly payment.*
- Home Construction Loans will help you build your new home … and you can replace it with a mortgage loan upon completion!
- Adjustable Rate Mortgage Loans (ARMs) typically offer lower interest rates than fixed rate loans, and are often used when planning to live in your home only a few years.
- VA Loans are backed by the Federal Government and do not require a down payment or Private Mortgage Insurance (PMI).
- FHA Loans are available to anyone, but are most often used by first-time home buyers, borrowers with less-than-perfect credit, or borrowers with little money down or little equity in the home.
- USDA Loans, underwritten by the United States Department of Agriculture, are primarily used outside major metropolitan areas and feature a zero-down payment option.
- Lot Loans are land loans designed as purchase money for borrowers who aren’t ready to begin construction at this time.
Mortgage Center
- Visit our Mortgage Center.
