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Business Checking

Customized Accounts to Fit Your Business Needs

FSB offers several business checking account options to fit the needs of your business. Contact our Business Banking Specialists today to see why banking with FSB just makes sense!

Main Office: 319-377-4891

Business Checking Account Comparison

ProductBasic Business Checking

Business Checking

Business Checking PlusCommercial CheckingCommunity Checking


Best suited for a business with a low volume of transactions.

Ideal for any size or type or business that has a moderate volume of transactions.

Designed for sole proprietors and non-profit or not-for-profit entities that want to earn interest on their account balance and have a moderate volume of transactions.

Ideal for any size or type of business which typically has 200 or more transactions per month.

Designed for qualified community organizations and churches.

Business Type

  • Small and Mid-sized companies
  • Small and Mid-sized companies
  • Farm and Ag
  • Small and Mid-sized companies
  • Farm and Ag
  • Non-Profit Organizations
  • Farm and Ag
  • Large Corporations
  • Non-Profit Organizations

Minimum Opening Deposit

$100 $100 $100 $100 $100 

Interest Earned

None None Yes** None None 

Earnings Credit Index

N/A N/A N/A Variable - Earn credit to offset service and transaction fees N/A 

Average Daily Balance

(to avoid monthly maintenance fee)
$500 $2,500 $2,500 N/A  N/A

Monthly Maintenance Fee*

$8 $8 $8 $10; included in analysis None 

Transactions Fees*

75 transactions free, then $0.25/item 150 transactions free, then $0.25/item   150 transactions free, then $0.25/item No free transactions, subject to analysis and deposit fees 300 transactions free, then $0.10/item 

Returned Deposited Items Fee*

$5 $5  $5  $5; included in analysis  $5 

Account Disclosures

*Plus applicable sales tax.
**Refer to FSB rate sheet for information on Interest Rates and Annual Percentage Yields.
1 There is a $3.00 charge for making ATM deposits (at any ATM) with the Business Debit Card.
2 Subject to credit approval.
3 Check images only available to Community Checking accounts with eStatements
4 Commercial Checking Accounts are subject to analysis fees and deposit fees. See an FSB Banker for more information.

Personalization Settings


Farmers State Bank would like to personalize your banking experience. Please enter your first name below.

This level of personalization will not lead to the sale of your name or leak your identity. The information you provide will only be stored on your computer and will not be transferred to the web server.

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