Welcome, Guest to Farmers State Bank

Business Loans

Customized Lending Solutions to Fit Your Needs

Business Financing Options

Whether you’re starting your business, expanding your capacity, or improving your capabilities, we’ve got the know-how, resources, and the responsiveness you need.

Operating Lines of Credit

Manage your cash flow more effectively with a line you can access instantly. Our rates are competitive, and your line is available to pay down and use again as you need it.

Construction Loans

Our business lenders will work side by side to help you complete your construction with a flexible draw schedule. We have term options with affordable monthly payments to meet your needs.

SBA Loans

FSB is designated as a Small Business Administration (SBA) Preferred Lender due to expertise and active participation in SBA lending. SBA programs give us the ability to offer longer terms and work with borrowers who are unable to attain bank financing. The preferred lender status also gives us full lending authority to approve loan requests and speed up the application process.

Business Expansion Term Loans

Whether your expansion includes brick and mortar, new technology, mergers, acquisitions, supporting new markets, or business succession planning, bring your business plan to us and we’ll show you how we can help support the growth of your company.

Commercial Real Estate Loans

We’re experts in the commercial real estate area, whether it’s owner-occupied property or a secondary market loan, and that means we’ll put the most attractive package together for you, taking into consideration your entire financial picture. Whether you’re purchasing or refinancing, we may have the plan that works for you.

Equipment/Vehicle Loans

Finance that new truck, computer system, company vehicle, and conserve cash flow.


2017 Section 179 and Bonus Deductions

Read More About Business Section 179

Personalization Settings


Farmers State Bank would like to personalize your banking experience. Please enter your first name below.

This level of personalization will not lead to the sale of your name or leak your identity. The information you provide will only be stored on your computer and will not be transferred to the web server.

Please do not remind again