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Federal Deposit Insurance Corporation FDIC Insured - Backed by the full faith and credit of the U.S. Government.

Farm Loan Solutions

Meet FSB's AG Lending Expert | Meet FSB's Commercial Lenders | FSB Rates | Inquire about Business Financing

Your Trusted Eastern Iowa Farm Business Partner 

Serving Eastern Iowa farmers and the agriculture industry is a part of our foundation and a top priority for the future. Are you looking for a more experienced Ag bank? You've come to the right place. FSB prides itself on customizing loan products to fit your business's needs.

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Discover how FSB can power your agricultural needs!

Operating Lines of Credit

Operating Lines of Credit for Farmers

Manage your cash flow with FSB's line of credit, which offers:

  • Immediate funds availability
  • Flexibility of revolving funds
  • Financial support for both farm operating expenses and personal living costs
  • Multi-year, due on-demand lines of credit for qualifying borrowers

Machinery & Equipment Loans

Machinery and Equipment Loans with a Tracker

Prepare for every scenario with our machinery and equipment loans. Crafted for maximum effectiveness, these loans provide:

  • Tailored loan terms structured to meet your specific needs
  • Customized cash flow
  • Financing available for a wide range of machinery, equipment, and breeding livestock
  • Capital purchase, term line of credits for qualifying borrowers

Agricultural Real Estate Loans

Agricultural Real Estate Loans

Broaden your horizons with our agricultural real estate loans, which offer:

  • Financing solutions tailored to your agricultural real estate needs
  • In-depth assistance with cash flow analysis
  • Access to expert knowledge about various financing programs

Construction Loans

Construction Loans Farm

Make your dreams a reality with our construction loans, which include:

  • Draw notes with terms to fit your construction project requirements
  • The ability to convert your construction loan into a term loan upon completion
  • Provide payments tracking for contractors and associated lien waivers to protect your investment

Government Program Participation Loans

Government Program Participation Loans

Maximize your advantages with our government program participation loans. In collaboration with F.S.A. and Iowa Agricultural Development Authority, these loans bring:

  • Access to programs meant to support farmers who need it
  • Advantages in terms and rates not available outside this program
  • Work with a lender to fully utilize these programs to your benefit

Ready to get started with FSB?

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Streamline Your Business Financing with FSB Treasury Management

Enhance Your Business Finances

Meet FSB's AG Lending Expert, Scott Neighbor

Scott Neighbor

Scott Neighbor

SVP, Ag Lender
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Scott graduated from ISU with a BS in Agricultural Business with an emphasis in Finance, Marketing, and Management Information Systems. He began his career in banking working for the ATM department and as a Teller for FSB during summer breaks while in college. In 1989, he began full-time employment at Norwest Bank in the Credit Training Program in Des Moines and was then promoted to an Ag Loan Officer in the Cedar Falls Norwest office in 1990.

In July 1995, Scott left Norwest to join the family banking business at FSB as Vice President and Ag Loan Officer, adding the title of Alburnett Branch Manager to his list of responsibilities in 1998. He was promoted to Senior Vice President in 2013. Scott serves on FSB’s Funds Management, Loan Review Management, Strategic Planning, and Products & Services committees. 

Scott and his wife, Kristin, live on a farm near Center Point, where he raises corn, soybeans, and cattle. Scott likes to spend time outside with his family, hunting and fishing, and a more recently found hobby involves grandchildren and anything they want to do.

Email Scott Call Scott

Why FSB?

 At FSB, we're more than just a financial institution - we're a partner committed to supporting your farming journey in Eastern Iowa and beyond. No matter the size of your operation, we have the tools, resources, and expertise to help you reach your goals.

Ready to take the next step? We're excited to hear from you and look forward to helping you with your agricultural needs.

Inquire about Business Financing 

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