

Financial Literacy For Kids
Introducing your child to financial literacy early sets the stage for economic success. Here are some practical ways to make financial literacy a part of their life:
Allow your children to handle money, count change, and grasp the value of a dollar during shopping trips.
Use an allowance as a practical earning lesson to underline the importance of working hard.
Encourage them to think before buying, helping them make smarter decisions about their wants.
Turn bill discussions into educational moments by discussing household necessities vs. everything “extra.”
For more ideas by age, learn how to teach kids about money in a digital world, including saving, spending, digital purchases, and budgeting.
Teach Children to Save
Each year, FSB proudly partners with the Teach Children to Save initiative to bring financial lessons to community classrooms. This initiative makes financial literacy fun and practical for kids, showing them the importance of savings at an early age.



Accounts Designed For Every Stage
Teaching financial literacy early lays the foundation for saving and wise spending habits. FSB's youth accounts make it easier than ever to find the right fit for your child.
FSB's Youth Accounts
Start building a solid financial foundation with FSB's youth accounts.

FSBee Club Savings
Start your child’s savings with fun events and exclusive prizes.
Key Benefits:
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Available for ages 12 and under1
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Open with as little as $5 and receive a $25 bonus
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No fees—ever
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Quarterly newsletters, birthday gifts, and more fun activities

Youth Savings
Help your teen build a solid foundation & earn interest.
Key Benefits:
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Available for ages 13–232
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Minimum opening deposit: $5
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No fees—ever
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No minimum balance required

Student Checking
The perfect account for students staying local or heading to college.3
Key Benefits:
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3 free non-FSB ATM withdrawals
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Up to $10 ATM surcharge reimbursement per month
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No monthly fees
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No minimum balance required

Fund College with FSB
Through a partnership with Iowa Student Loan Education Lending, FSB offers private student loans and refinancing options.