FSB's Fraud Mitigation Solutions for Businesses in Eastern Iowa

Business Fraud Mitigation Services

Protect Your Business Against Fraud

FSB offers layered fraud mitigation tools designed to verify transactions, alert your team to unusual activity, and give you clear records for reconciliation. Not sure what your business needs? Contact Kallie Herink or fill out the form below.

Positive Pay

Verify checks and ACH transactions against your authorized items before they clear to catch discrepancies early. Available on desktop. 

  • Check and ACH fraud protection
  • Exception alerts with daily 11 AM cutoff
  • Pay or return decisions in online banking
  • FSB verifies all checks presented at branch locations
Explore Positive Pay

Real-Time eAlerts

Receive email and text alerts when account activity occurs, with settings tailored by account, transaction type, and threshold.

  • Suspicious or large transaction alerts
  • Customizable by account, transaction type, and threshold
  • Login and security notifications
  • Set up under the Accounts tab in online banking
Get Started with eAlerts

Account Reconciliation

Get detailed account activity reports to reconcile records, spot discrepancies, and strengthen Positive Pay protection.

  • Issued, paid, stopped, and voided checks
  • ACH debits and credits
  • Miscellaneous debits and credits
  • Deposits, service charges, paid interest, and taxes/withholding
Request Account Reconciliation

Fraud Education Resources

Understanding current fraud methods is one of the most effective ways to protect your business. These resources cover the most common threats affecting Eastern Iowa businesses today.

Business Email Compromise fraud awareness

Stop Business Email Scams

How to recognize and defend against Business Email Compromise.

Business owner reviewing files for fraud

$17,000 Almost Gone

Learn how one verification stopped a $17,000 payment scam.

A business professional reviews documents at a desk with a laptop, notebook, and city view nearby

Business Payment Fraud

Recent spoofing calls targeting Eastern Iowa businesses.

Your Financial Partner in Fraud Prevention

FSB's Treasury Management team can help you find the right combination of tools to protect your accounts. Fill out the form below to get started.

Get Started with FSB

Your Treasury Management Contact

Questions about Positive Pay, eAlerts, or account reconciliation? Reach out to Kallie directly.

Kallie Herink, AVP Treasury Management Supervisor at Farmers State Bank in Marion, Iowa

Kallie Herink

AVP, Treasury Management Supervisor

Kallie leads treasury management services for business customers across the Cedar Rapids area. She works with businesses to assess their fraud risk profile and set up the right combination of Positive Pay, eAlerts, and reconciliation services.

Ready to add fraud protection to your business account?

Request Fraud Services

Message and data rates may apply for eAlerts.

Accounts and services subject to approval. Monthly and per service fees plus applicable sales tax may apply. Certain services may be subject to account analysis. Trademarks property of respective owners. Additional terms and conditions apply. Contact FSB for more information.