Business Certificate of Deposits in Eastern Iowa (Cedar Rapids, Marion, Iowa City, and more)

Business Certificate of Deposits (CDs) & Rates

Grow Your Funds with a Business CD

FSB’s Business Certificate of Deposit offers a secure way to grow savings with competitive rates and FDIC Insurance3—no monthly maintenance fees required.1

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FSB's Business Certificate of Deposit

Key Features:

  • Minimum Opening Deposit: $1,000

  • Flexible Terms: Available from 1 to 60 months

    • Pick Your Term Special: 3.60% APY2 on 9-18 Month CDs (Effective January 10, 2026)

  • Quarterly Interest: Earn interest that compounds and pays out every quarter

  • Automatic Renewal: Reinvest your funds without hassle (excluding CD specials)

Estimate Your CD Earnings

See how much your savings could grow with a CD.

Use Our CD Calculator

Business Certificate of Deposit Benefits

FSB's Business CDs offer:

Icon for Competitive Rates - A benefit of opening a business certificate of deposit with FSB in Iowa
Competitive Rates
Benefit from competitive rates, maximizing returns
Icon for No Monthly Fees - A benefit of opening a business certificate of deposit with FSB in Iowa
No Monthly Fees
Let your money work for you without paying fees1
Icon for FDIC Insured - A benefit of opening a business certificate of deposit with FSB in Iowa
FDIC Insured
Your investment is insured3 up to $250,000










 

Business CD Special Rates in Iowa

Boost your savings with competitive CD rates designed to fit your financial goals.

3.60%2 APY

Choose Your Term CD Special: 9 to 18 Months

Effective  January 10, 2026 | You pick the perfect term for your savings goals

Open Your CD Account Today →

Looking for more options? See all rates.

Business team reviewing their bill pay account over coffee in a bright office.

Make Paying Your Bills Easier

Reduce time spent writing checks and going to the Post Office, increase efficiency by scheduling payments, and decrease postage expenses.

Business CD Disclosures

†All rates are subject to change without notice. Interest bearing account – refer to FSB's rate sheet for information on Interest Rates and Annual Percentage Yields. FSB is not responsible for typographical errors or omissions.
1Fees assessed if requirements no met plus applicable sales tax. Fees may reduce earnings.
2Annual Percentage Yield (APY) subject to change without notice. Minimum deposit of $1,000.00 required. Existing CD renewals not subject to the special rates at maturity unless specifically requested at maturity. Interest is compounded and paid quarterly. Fees may reduce earnings. Penalty for early withdraw may apply including loss of principal. For current rate information call (319) 377-4891 or see FSB Rates for full list of CD Offerings. Rate = Interest Rate
3Link to the FDIC Calculator.