Small Business Loans in Eastern Iowa (Cedar Rapids, Marion, Iowa City, and more)

SBA Small Business Loans in Iowa

Why Choose FSB as Your SBA Preferred Lender

Working with a bank that holds SBA Preferred Lender status can make a big difference. At FSB, this designation means we’re trusted by the SBA to offer small businesses longer terms and approve SBA loan requests in-house, speeding up the financing process.1

Explore SBA Loan Options For Your Small Business

Explore the different small business loans designed with specific business needs in mind.

Icon for FSB's SBA 7(a) Small Business Loans in Eastern Iowa (Cedar Rapids, Iowa City, and more)

SBA 7(a) Loans

Access up to $5 million in financing for businesses looking to acquire or expand.1

Key Details:

  • Loan amounts up to $5 million

  • Longer repayment terms

  • Flexible repayment structures to fit your cash flow situation


Icon for FSB's SBA 504 Small Business Loans in Eastern Iowa (Cedar Rapids, Iowa City, and more)

SBA 504 Loans

For real estate or equipment purchases, offering loans up to $10 million.1

Key Details:

  • Up to $10 million for real estate

  • Up to $5 million for equipment

  • Long-term, fixed-rate financing


Icon for FSB's SBA Mircoloans in Eastern Iowa (Cedar Rapids, Iowa City, and more)

SBA Microloans

Supporting small businesses with loans up to $50,000, ideal for startups.1

Key Details:

  • Loans up to $50,000

  • Ideal for startups and small business expansion

  • Flexible repayment terms






































Benefits of FSB's Small Business Loans

Being named a Small Business Administration (SBA) Preferred Lender, FSB can offer:

Icon for Competitive Rates & Terms - A benefit of FSB's Small Business Loans (SBA) in Eastern Iowa

Competitive Rates & Terms

Icon for Lower Down Payment - A benefit of FSB's Small Business Loans (SBA) in Eastern Iowa

Lower Down Payment Options

Icon for Flexible Overhead - A benefit of FSB's Small Business Loans (SBA) in Eastern Iowa

Flexible Overhead Requirements

Icon for Streamlined Loan Approvals - A benefit of FSB's Small Business Loans (SBA) in Eastern Iowa

Streamlined Loan Approvals
We opened our doors in 2006, and our business has grown exponentially. FSB helped us get started and has supported us every step along the way.
- Justin & Sara W.

SBA Loan Application Checklist

To apply for a small business loan with FSB, prepare the following documents:

Icon for summary of finances - needed when applying for FSB's small business loans in Eastern Iowa

A summary of your financing request
Icon for business plan - needed when applying for FSB's small business loans in Eastern Iowa

Business plan with projections
(Start-Ups)
Icon for business taxes - needed when applying for FSB's small business loans in Eastern Iowa

3 years of business taxes & projections
(Established Businesses)
Icon for personal finances - needed when applying for FSB's small business loans in Eastern Iowa

Personal finances & 3 years of tax returns for key stakeholders

Choose FSB For Your Small Business Needs

With in-house decision-making, flexible financing options, and local lending experts, FSB makes securing the right funding easy—so you can focus on growing your business.

Ready to Apply For a Small Business Loan?

Complete FSB’s simple business inquiry form linked below, and a business lender will reach out for additional information.1

Inquire About Business Financing

Business customer using remote deposit in Eastern Iowa.
Simplify Your Banking Experience

Deposit checks without leaving your office with FSB's Remote Deposit.

FSB's Remote Deposit