Business Credit Card Disclosures
†0% Intro Annual Percentage Rate applies to purchases for the first 6 billing cycles after account opening. When this period ends, your APR will vary based on the highest U.S. Prime Rate published in the Wall Street Journal on the last business day of the calendar month prior to your statement closing date (“Last Business Day”) and apply it beginning with the first billing period following the Last Business Day. We add a margin to the Prime Rate to determine variable APRs. APRs shown here are based on a 7.50% Prime Rate. For each billing period, the APR may increase or decrease with the Prime Rate. Business Rewards Visa APRs are currently between 18.24% and 26.74%, Business Cash Rewards Visa APRs are currently between 18.24% and 28.24%, and Business Edition Visa APRs are currently between 16.24% and 25.24%. The Company Rewards Charge Card Visa requires the balance to be paid in full each month; if not paid in full, a 26.24% APR will apply. Business Rewards Visa Cash Advance APRs are currently between 27.74% and 28.99%, Business Cash Rewards Visa Cash Advance APR is currently 28.24%, and Business Edition Visa Cash Advance APRs are currently 26.24% and 28.99%. All APRs are based on creditworthiness. Rates are accurate as of February 8, 2025, and are subject to change. To find out what may have changed, contact us or check TCM's website for current rates. If you make a late payment during the introductory period, we may end your introductory APR and apply the standard purchase and balance transfer APR. Balance transfer fees are either $5 or 3% of each balance transferred, whichever is greater. Cash advance fees are either $5 or 3% of each cash advance, whichever is greater. Foreign transaction fees, for merchants located outside of the U.S., are (a) 3% of the U.S. dollar amount of the transaction, if converted from a foreign currency, or (b) 2.8% of the U.S. dollar amount of the transaction, if made in U.S. dollars. Subject to credit approval. This card is issued by TCM Bank, N.A.
††In order to access rewards, your account must be open and in good standing.
1Coverage applies when the entire cost of the fare (less redeemable certificates, vouchers, or coupons) has been charged to the card. Your account must be in good standing. Restrictions to coverage may apply..
2To activate coverage, complete the entire rental transaction with your card and decline the collision damage waiver coverage if offered by the rental company. Restrictions apply if you have personal automobile insurance covering this theft or damage.
3Message and data rates may apply.
4Google Play is a trademark of Google LLC and App Store is a registered trademark of Apple Inc. Trademarks and copyrights are properties of respective owners.
