Personal Money Market Accounts in Eastern Iowa (Cedar Rapids, Marion, Iowa City, and more)

Money Market Account

Greater Returns with Easy Access to Funds

Start growing your savings with a Money Market account that gives you easy access and competitive interest rates. Explore key features and apply online today!

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Money Market Account Details

Key Features:

  • Rates as high as 1.75% APY† - See all rates

  • Minimum Opening Deposit: $1,000

  • No Fees: Avoid the $6 monthly maintenance fee2 by maintaining a $1,000 balance

  • Flexible Access: Make up to 6 transfers per month, including checks, with unlimited in-person withdrawals and ATM transactions

  • 24/7 Account Management: Access your funds anytime with online banking or FSB’s Mobile Banking App1

Benefits of a Money Market

FSB's Money Market accounts offer:

Icon for No Deposit Limit - A benefit of opening a Money Market with FSB in Eastern Iowa

No Deposit Limit

FSB's Money Markets have NO deposit caps.

Icon for No Maturity Date - A benefit of opening a Money Market with FSB in Eastern Iowa

No Maturity Date

Enjoy your account for as long as you want.

Icon for Easy Access to Funds - A benefit of opening a Money Market with FSB in Eastern Iowa

Easy Access to Funds

Withdraw your funds at your convenience.

I opened a new account online. Amy took care of me the same day, and it was more than easy!
- Allie R.










Competitive Rates with Easy Access to Funds

Earn more on your higher balances without locking up your money. FSB’s Money Market Account rewards you with tiered interest and flexibility to access your cash when you need it.

Daily Balance APY Rate
$0–9,999.99 0.20%† 0.20%†
$10,000.00–49,999.99 0.40%† 0.40%†
$50,000.00–99,999.99 0.75%† 0.75%†
$100,000.00–249,999.00 1.25%† 1.24%†
$250,000.00+ 1.75%† 1.74%†

$1,000.00 deposit required to open account

Ready to Open a Money Market?

FSB’s Money Market Accounts offer competitive interest rates and convenient access to your funds, helping you reach your savings goals. Get started online today!

Start Your Application

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Money Market Account Disclosures

Additional Terms and Conditions Apply.
Interest bearing account – refer to FSB rate sheet for information on Interest Rates and Annual Percentage Yields.
†All rates are subject to change without notice. FSB is not responsible for typographical errors or omissions.
1Message and data rates may apply.
2Plus applicable sales tax if assessed.