Today's Mortgage Rates in Iowa
Explore current mortgage rates in Iowa for 15-year, 30-year, FHA, VA, and USDA home loans.
For information about USDA, home construction, or FHA rates, contact FSB's Mortgage department at 319-730-6990 or submit a secure form.
Mortgage Application Checklist
When applying for a mortgage loan, you'll need:
Bank Statements
Two Most Recent Bank Statements
Proof of Income
Recent pay stubs or other income verification
Tax Returns
W2 or 1099 & 2 Years of Tax Returns
Why Getting Preapproved in Eastern Iowa Matters
Getting a preapproval provides a clear understanding of your budget and puts you in a position to make an offer if the perfect home hits the market. You want to get preapproved before you start shopping.
The Preapproval Process
Get started today with these simple steps!
- Start Your Journey
- Personalized Assistance
- Financial Analysis
- Customized Mortgage Solutions
Ready To Get Preapproved with a Low Rate in Iowa?
Getting preapproved takes as little as 5 minutes and provides you with the financial backing of FSB when submitting an offer. Apply online1 to get preapproved today, or contact a lender for personalized guidance!
Mortgage Rate FAQ
What are the current mortgage rates in Iowa?
FSB offers competitive, local mortgage rates that are updated regularly. See rates listed above for the most current mortgage rates.
How do I apply for a mortgage with FSB?
You can apply online1 or meet with a local mortgage lender at any FSB location. The process is quick, secure, and personalized.
Does FSB offer special rate programs?
Yes, FSB offers exclusive low-rate programs when funds are available. Contact us to determine if you qualify for any available assistance.
Are FSB’s mortgage rates fixed or adjustable?
FSB offers both fixed-rate and adjustable-rate mortgage options, depending on your goals and financial situation.
Can I get pre-approved online for an FSB mortgage?
Yes. FSB offers online pre-approval1 so you can check your buying power quickly and start the process from home.
Mortgage Resources for Iowa Residents
Looking for competitive mortgage rates in Iowa? Whether you're buying your first home, refinancing, or planning a custom build, FSB offers local support and smart financing solutions across Eastern Iowa. From FHA loans and VA loans to USDA loans and conventional options, our team is here to help you compare rates, understand costs, and find the loan that fits your budget.
Eastern Iowa Mortgage Programs & Assistance
Looking for flexible mortgage options and potential savings? You may also qualify for local homebuyer grants to reduce upfront costs. Explore Mortgage Grants in Iowa ->
Connect with a Local Mortgage Loan Officer in Iowa
Our lenders understand the Iowa home market and can walk you through your mortgage options. Reach out through our contact form to start the conversation. Connect with a Local Lender ->
Get Started with Confidence
Ready to start your homebuying journey? Learn how to apply for a mortgage and make your homeownership dreams a reality!
Iowa Mortgage Rates Disclosures
1Must be 18 or older to apply. All loans are subject to credit approval.
†All rates are subject to change without notice. Actual rate may be higher based on credit history, occupancy, LTV and loan type. The rates provided assume the purpose of the loan is to purchase a single family residence that will be used as a primary residence. FSB is not responsible for typographical errors or omissions.
‡As little as 3% down payment to purchase a home, with a loan amount of $125,000 or less and a credit score over 740. Contact a mortgage lender to see if you qualify for the HomeReady loan program.
Call FSB's Mortgage department for more information: 319-730-6990
