Home Purchase Loans in Iowa

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Refinance with Confidence

Estimate your savings in minutes with our NEW refi calculator and connect with a local lender who’s here to help.

Try FSB's Refinance Calculator

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Home Financing Made Simple

Work with local mortgage experts who make the process smooth and stress-free, from prequalification to closing.1

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Make Your Move with Confidence

Get personalized mortgage guidance from local lenders who care about helping you find the perfect fit.

Contact a Lender Online

Home Purchase Loans with Local Support & Fast Decisions


Whether you're buying your first home, dream home, or refinancing, FSB's local lenders support you from application to closing day.

As a community bank, all loans are processed in-house, ensuring a smooth and personalized experience.

Start Your Application

Must be 18 or older to apply. Loans subject to credit approval.
FSB supporting couple looking to purchase a home in Cedar Rapids, IA.

Local Home Loan Support Every Step of the Way

FSB's mortgage lenders are here to guide you through the home-buying process with personalized support:

  • Preapproval Process: Find out how much home you can afford

  • Application Assistance: Get help completing your application

  • Expert Support: Guidance on the best option for you

Contact a Lender


Helpful Resources For Homebuyers


Explore these featured articles to help you through the mortgage process, from applying online to finding the best loan option for your needs.

Learn everything you need to know about applying for a mortgage before you start the process.

Key Topics:
  • What documents are needed to start the process

  • Different options to apply for a mortgage

  • Understanding how much purchasing power you have and more

Learn How to Apply

Discover the difference between getting prequalified and preapproved for a mortgage. Find out which option is best for you and get started today!

Key Topics:
  • Understand the key differences between prequalified and preapproved and when to use each

  • Learn how one option gives you more power as a buyer

  • Find out what information you’ll need to get started

Discover the Difference

Find out what you need to know as a potential homebuyer this year.

Key Topics:
  • How to know if you are financially ready

  • What the preapproval process is like

  • How to find the right home and more

Prepare to Buy a Home in 2026

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