

6.50% APR on Business Equipment Loans in Iowa
Whether upgrading to new or used equipment, your business deserves flexible financing. With rates as low as 6.50% APR1, FSB helps you purchase the vehicles, machinery, or specialized equipment you need.
Flexible Equipment Financing with No Upfront Costs
Upgrade your business with FSB’s equipment loan special in Iowa, offering rates as low as 6.50% APR.1 Benefit from:
- New and used equipment financing
- 100% financing with no upfront costs
- Customizable terms to fit your cash flow
- Streamlined application with fast approvals
Benefits of Equipment Financing
FSB offers the financing for the equipment your business needs. Key benefits include:

Preserve Cash Flow
Spread out costs & keep funds available for daily operations.

No Loan Limits
Get the financing you need with no set limit on loan amounts.

Flexible Loan Terms
Customizable repayment options to fit your business.

In-House Approvals
Get fast decisions from a team that knows your business.
Apply Online For Your Equipment Loan
Connect with a Lender
A lender will review your application and reach out to answer questions.
Approval & Funding
Get approved fast and secure financing for your equipment needs.
Getting my education taught me how to be a great dentist, but it didn't teach me how to run a business. FSB is always there to guide me and help me come out on top.- Deb J., Cedar Rapids Business Owner
Preparing for Your Equipment Loan Application
To apply1 for an equipment loan with FSB, gather the following:

A summary of your financing request

3 years of business taxes & projections

Personal finances & tax returns for key stakeholders
FAQs About FSB's Equipment Loans
Get answers to common questions about financing your business equipment.
What can I use a business equipment loan for?
FSB's equipment loans can be used for various business needs, from heavy machinery and vehicles to office technology, medical equipment, and more.
How can I apply for an equipment loan?
To apply for an equipment loan with FSB, you can fill out the business inquiry form or contact one of FSB's local business lenders to get started.1
Which industries does FSB support with equipment loans?
FSB provides equipment loans across multiple sectors, including manufacturing, healthcare, construction, agriculture, and more.
Consider filling out the business inquiry form or contacting one of FSB's local business lenders for additional information.1
Why Choose FSB for Equipment Loan Financing in Iowa?
With in-house decision-making, flexible financing, and local lending experts, FSB makes securing an equipment loan simple—plus, take advantage of a limited-time 6.65% APR.1

Protect your business from check fraud and unauthorized transactions with FSB's Positive Pay service.
Business Equipment Loan Disclosures
1Subject to credit approval. Must be 18 years or older to apply. Must have an accompanying FSB business checking account and sign up for auto-debit payments. Rates subject to equipment value, amount of loan, and underwriting approval. Excludes refinancing of existing equipment loans at FSB. Contact a Commercial Loan Officer for specific information about down payment and terms. Offer Ends 05/31/2025.