Business Equipment Loans in Eastern Iowa (Cedar Rapids, Marion, Iowa City, and more)

Low-Rate Business Equipment Loans in Iowa

6.50% APR on Business Equipment Loans in Iowa

Whether upgrading to new or used equipment, your business deserves flexible financing. With rates as low as 6.50% APR1, FSB helps you purchase the vehicles, machinery, or specialized equipment you need.

Flexible Equipment Financing with No Upfront Costs

Upgrade your business with FSB’s equipment loan special in Iowa, offering rates as low as 6.50% APR.1 Benefit from:

  • New and used equipment financing
  • 100% financing with no upfront costs
  • Customizable terms to fit your cash flow
  • Streamlined application with fast approvals

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Benefits of Equipment Financing

FSB offers the financing for the equipment your business needs. Key benefits include:

Icon for Improved Cash Flow - A benefit of accounts receivable funding with FSB in Eastern Iowa

Preserve Cash Flow

Spread out costs & keep funds available for daily operations.

No Loan Limits Icon

No Loan Limits

Get the financing you need with no set limit on loan amounts.

Flexible Loan Terms Icon

Flexible Loan Terms

Customizable repayment options to fit your business.

In-House Approvals Icon

In-House Approvals

Get fast decisions from a team that knows your business.

Apply Online For Your Equipment Loan

1

Submit Your Application

Complete FSB's online inquiry form in just a few minutes to get started.

2

Connect with a Lender

A lender will review your application and reach out to answer questions.

3

Approval & Funding

Get approved fast and secure financing for your equipment needs.

Apply Online Today

Getting my education taught me how to be a great dentist, but it didn't teach me how to run a business. FSB is always there to guide me and help me come out on top.
- Deb J., Cedar Rapids Business Owner

Preparing for Your Equipment Loan Application

To apply1 for an equipment loan with FSB, gather the following:

Summary of financing request icon

A summary of your financing request

Business taxes icon

3 years of business taxes & projections

Personal finances icon

Personal finances & tax returns for key stakeholders

FAQs About FSB's Equipment Loans

Get answers to common questions about financing your business equipment.

FSB's equipment loans can be used for various business needs, from heavy machinery and vehicles to office technology, medical equipment, and more.

To apply for an equipment loan with FSB, you can fill out the business inquiry form or contact one of FSB's local business lenders to get started.1

FSB provides equipment loans across multiple sectors, including manufacturing, healthcare, construction, agriculture, and more.

Consider filling out the business inquiry form or contacting one of FSB's local business lenders for additional information.1








Why Choose FSB for Equipment Loan Financing in Iowa?

With in-house decision-makingflexible financing, and local lending experts, FSB makes securing an equipment loan simple—plus, take advantage of a limited-time 6.65% APR.1

Get Approved Today

Customer securing his accounts with FSB's Positive Pay in Eastern Iowa.
Protect Your Business Finances

Protect your business from check fraud and unauthorized transactions with FSB's Positive Pay service.

FSB's Positive Pay

Business Equipment Loan Disclosures

1Subject to credit approval. Must be 18 years or older to apply. Must have an accompanying FSB business checking account and sign up for auto-debit payments. Rates subject to equipment value, amount of loan, and underwriting approval. Excludes refinancing of existing equipment loans at FSB. Contact a Commercial Loan Officer for specific information about down payment and terms. Offer Ends 05/31/2025.