Farmers State Bank (FSB)—Find a Bank Near You in Iowa
Where Everyday Banking Pays Extra
Earn up to 3.50% APY with FSB’s Rewards Checking. It’s simple to qualify and rewarding to use.
APY = Annual Percentage Yield
Earn More When You Refer
You and your friend each get a $1001 bonus when they open a checking account with the required services.
Start the New Year Strong
Set your financial goals in motion with a free Financial Fitness Assessment from FSB. Our team is here to help you!
How Can We Help You?
Open an Account
Find the checking account that fits your daily needs and financial goals.
Checking Accounts
Buy a Home
Work with local mortgage experts who guide you through every step of the process.
Loans & Programs
Grow Your Business
Access commercial accounts and lending solutions built for Iowa businesses.
Business Financing
How FSB Gives Back
FSB strives to make a positive impact in the community. Here's how:
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$275,000+ Invested in 60 non-profit organizations
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2,000+ Volunteer Hours dedicated by the team
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60+ Community Events hosted or sponsored by FSB
FSB's Featured Rates
Explore competitive rates from FSB, built to support your financial goals in Cedar Rapids and nearby communities. Save more, invest with purpose, and borrow confidently with help from a local team.
Committed to Your Financial Wellness
FSB is here to help you reach your financial goals with practical advice on managing money, planning ahead, and protecting against fraud.
Understanding your credit score is the first step to better financial opportunities. Learn what impacts your score and how to build or repair it over time.
Key Topics:
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What affects your credit score—and what doesn’t
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Practical ways to build or improve your credit
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Tips for managing credit cards, payments, and credit mix
Concerned about that old 401(k) you haven’t touched in years? Identify and correct common mistakes people make with their 401(k) to secure your retirement savings.
Key Topics:
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Deciding whether to combine your old 401(k) accounts
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Life events that could affect your 401(k)
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How to make smart 401(k) investment choices and more
Buying a home is exciting but requires careful planning. Learn how to navigate the process with expert advice on getting financially ready, finding the right home, and avoiding common mistakes.
Key Topics:
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Assessing if you’re financially ready to buy a home
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Understanding the preapproval process
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Avoiding mistakes that can derail your purchase and more
Flexible Spending Power with FSB
FSB Credit Cards provide the convenience to manage everyday purchases, build credit, and earn rewards.
Looking to Grow Your Business?
FSB offers the capital your business needs to expand operations, purchase equipment, or manage cash flow.
Your Retirement, Your Way
Enjoy a customized approach to retirement planning, designed to help you achieve the future you want.
