Refer a Friend
Refer Rewards Checking & Earn More
Refer someone to FSB and earn a bonus when they open an eligible account and qualify. You earn the standard $50 referral bonus for most eligible accounts, or $100 when your friend opens a Rewards Checking Account and qualifies.1
$100
Your Rewards Checking Referral Bonus
You can earn $100 when your friend opens a Rewards Checking Account with direct deposit and eStatements and meets the referral requirements.1
Standard referral bonus: Earn $50 when your friend opens and qualifies for another eligible account.1
Your Friend Can Earn Up to $450 That includes a $100 referral reward plus a $350 Rewards Checking new account bonus when they qualify.1,2
How It Works
See How Easy It Is to Refer a Friend
Follow these steps to make sure your referral is submitted correctly.
1
Tell Your Friend About FSB
Let them know about Rewards Checking and collect the email address they want to use.
2
Complete the Form
Submit the Refer a Friend form with your information and your friend’s information.
3
Earn Your Bonus
Your friend receives instructions to apply online or visit a branch, and you earn your referral bonus when they qualify.
Current FSB customers can refer as many friends as they would like. However, the $501 bonus is for each new customer who meets the qualifying requirements.
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Refer a Friend Disclosures
1Referrals must be from a current FSB customer to a new FSB customer that opens a checking account with direct deposit and eStatements. For referees that open a Rewards Checking account the bonus will be $100.00 through 6/30/2026. Referral bonus for all other opened checking accounts is $50.00. The referee and referrer will each receive your bonus deposit to the respective FSB checking account within 30 days of the following events: the first direct deposit, and when the first eStatement is processed. If the referrer does not have an FSB checking account, the bonus will be mailed as an FSB Visa® Gift Card. Referrer may infer that referee has an FSB account once reward is paid. Limit one referral reward per new FSB customer. Minimum $50 to $100 deposit required. See product information for additional requirements specific to each account type. Excludes Benefit Banking Plus. Must be 18 or older. Subject to account approval. The program may be suspended or reactivated with 30 days' notice.
2New account bonus for new checking account customers who meet the promotion requirements. You must open a new Rewards Checking account with $500+ in ongoing direct deposit and enroll in eStatements. Bonus paid within 30 days if qualifiers are met and used regularly. Limit one bonus per household. Subject to approval and 1099 reporting. Cannot be combined with other offers. $1000 minimum opening deposit. $5 Monthly Maintenance Fees plus applicable sales tax applies if $1,000 minimum daily balance is not maintained. Must be 18 or older. Offer ends 06/30/2026. Additional terms apply.
