Friends Don't Let Friends Miss Out
Refer a friend to FSB, and you’ll earn $501 when they open a checking account with the required services. Your friend can earn up to $3002 by opening an eligible account with direct deposit!
That's $501 to you. Up to 3001 to your friend.
See How Easy It Is to Refer a Friend
Follow these steps to make sure you and your friend can enjoy the rewards:
How Would You Spend an Extra $300?
Groceries, bills, a night out — it’s your call. Open an eligible FSB checking account with direct deposit, and you’ll earn a $3002 checking account bonus!
Refer a Friend FAQs
What accounts qualify for the Refer a Friend initiative?
All FSB checking accounts are eligible for the $501 refer a friend bonus. To earn the $3002 new account bonus, new customers must open a High 5 Rewards or Secure Checking account.
To qualify, new customers must set up direct deposit.
Who can I refer to FSB?
The referral program is open to any individual without an existing FSB account.
Is there a limit on referrals I can make?
Current FSB customers can refer as many friends as they would like. However, the $501 bonus is for each new customer who meets the qualifying requirements.
Will I be notified when my referral opens an account at FSB?
Due to customer privacy, FSB cannot provide updates on account openings.
When will I receive my $50 referral bonus?
You and your referred friend will receive the $501 bonus within 30 days of the first direct deposit.
What's the minimum deposit for opening a checking account?
The initial deposit required for opening a checking account varies from $50 to $100, depending on the account.
How will I receive my referral bonus if I don't have an FSB checking account?
Referrers without an FSB checking account will receive the $501 bonus as an FSB Visa® Gift Card.
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Refer a Friend Disclosures
1Referrals must come from current FSB customers. Referree is required to open an FSB checking account with Direct Deposit to qualify for incentive. Limit one incentive per referral. If the referrer does not have an FSB checking account, the $50.00 will be mailed as an FSB Visa® Gift Card. Referrer may infer that you have an account at FSB once the incentive is paid. May not be combined with other offers. Incentive paid within 30 days of requirements being met. See product information of additional requirements for each account. Must be 18 or older. Subject to account approval. The program may be suspended with 30 days' notice.
2New customers being referred can qualify for FSB's New Checking Account Bonus. To qualify for the $300 bonus, you must open a primary checking account with a direct deposit of at least $500 and enroll in eStatements. The bonus will be deposited into your checking account within 90 days once all qualifiers are active and used regularly. Limit one $300 bonus per household. Subject to account approval and 1099 reporting. May not be combined with other offers. A minimum opening deposit of $50 is required. Excludes Benefit Banking Plus. Must be 18 or older. This promotional offer ends 12/31/2025.
