

Share FSB Benefit!
Know someone who would love a local bank that keeps it simple? Share FSB, complete the form below, and when your friend opens a checking account with direct deposit, you both get rewarded.
Tip: If your friend does not see the referral email within a few minutes, have them check their junk or spam folder.
Note: The first email to your friend may arrive in their spam or junk folder. Please ask them to check and mark it as "not spam," so they receive future communications from FSB.
Refer a Friend Disclosures
1Referrals must be from a current FSB customer to a new FSB customer that opens a checking account with direct deposit and eStatements. For referees that open a Rewards Checking account the bonus will be $100.00 through 6/30/2026. Referral bonus for all other opened checking accounts is $50.00. The referee and referrer will each receive your bonus deposit to the respective FSB checking account within 30 days of the following events: the first direct deposit, and when the first eStatement is processed. If the referrer does not have an FSB checking account, the bonus will be mailed as an FSB Visa® Gift Card. Referrer may infer that referee has an FSB account once reward is paid. Limit one referral reward per new FSB customer. Minimum $50 to $100 deposit required. See product information for additional requirements specific to each account type. Excludes Benefit Banking Plus. Must be 18 or older. Subject to account approval. The program may be suspended or reactivated with 30 days' notice.
2New account bonus for new checking account customers who meet the promotion requirements. You must open a new Rewards Checking account with $500+ in ongoing direct deposit and enroll in eStatements. Bonus paid within 30 days if qualifiers are met and used regularly. Limit one bonus per household. Subject to approval and 1099 reporting. Cannot be combined with other offers. $1000 minimum opening deposit. $5 Monthly Maintenance Fees plus applicable sales tax applies if $1,000 minimum daily balance is not maintained. Must be 18 or older. Offer ends 06/30/2026. Additional terms apply.