Fixed Rate Mortgage
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Looking for a reliable and predictable mortgage payment?
A fixed-rate mortgage might be the right choice for you. Whether you're interested in a 15- or 30-year mortgage, this type of loan offers a fixed interest rate and steady monthly principal and interest payments throughout the loan term.
With a fixed-rate mortgage, you avoid fluctuations in interest rates and budget confidently for the future.
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Adjustable Rate Mortgage (ARM)
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Need an adjustable interest rate?
An ARM loan offers a fixed rate and payment for a specified duration, followed by an adjustable interest rate and payment for the remaining loan term.
This can be an advantage over a fixed rate mortgage if you plan to move or refinance before the adjustment period ends.
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Jumbo Loans
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Looking for a sizeable mortgage loan?
FSB provides jumbo mortgage loans with adjustable terms to help fulfill your distinctive financing needs.
If your loan amount exceeds $766,550, a jumbo loan is the answer.
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Construction Loans
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Looking to build your dream home?
FSB offers short-term financing with interest-only payments to help make your construction process a breeze.
We'll disburse funds directly to the builder/contractors upon your approval of the bills, so you can focus on creating your ideal living space.
Once your home is completed, we will provide seamless transition into fixed financing.
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Customizable Home Loans
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Looking for more flexibility when financing your property?
Our in-house loans could be the solution you need. We offer this type of loan to accommodate unique situations and properties that may not fit the requirements of traditional loan programs.
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