Home Purchase Loans in Iowa

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First-Time Homebuyer Seminar

Learn mortgage financing, down payment myths, grant programs,2 and more. Plus, attend and be eligible for $350 off closing costs!*

Register Today

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Refinance with Confidence

Estimate your savings in minutes with our NEW refi calculator and connect with a local lender who’s here to help.

Try FSB's Refinance Calculator

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Make Your Move with Confidence

Get personalized mortgage guidance from local lenders who care about helping you find the perfect fit.

Contact a Lender Online










Looking for a Home Loan? We Can Help!

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Explore Home Loans

Work with local mortgage experts who guide you through every step of the process.

Mortgage Loan Options
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Mortgage Refinance

Lower your monthly payment or adjust your loan terms. Use our calculator to see your savings.

Calculate Savings
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View Mortgage Rates

See current mortgage rates to find the best fit for your budget.

Mortgage Rates
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First-Time Buyers

Get the resources and guidance you need to navigate the home buying process.

First-Time Buyer Resources

Home Purchase Loans with Local Support & Fast Decisions

Whether you're buying your first home, dream home, or refinancing, FSB's local lenders support you from application to closing day.

As a community bank, we process all loans in-house, ensuring a smooth, personalized experience.

Start Your Application

Must be 18 or older to apply. Loans are subject to credit approval.
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Local Home Loan Support Every Step of the Way

FSB's mortgage lenders are here to guide you through the home-buying process with personalized support:

  • Preapproval Process: Find out how much home you can afford

  • Application Assistance: Get help completing your application

  • Expert Support: Guidance on the best option for you

Contact a Lender

Today’s Home Loan Rates

Explore FSB's competitive rates and find the right fit for your mortgage needs.


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Helpful Resources For Homebuyers

Explore these featured articles to help you through the mortgage process, from applying online to finding the best loan option for your needs.

Learn everything you need to know about applying for a mortgage before you start the process.

Key Topics:

  • What documents are needed to start the process

  • Different options to apply for a mortgage

  • Understanding how much purchasing power you have and more

Learn How to Apply

Discover the difference between getting prequalified and preapproved for a mortgage. Find out which option is best for you and get started today!

Key Topics:

  • Understand the key differences between prequalified and preapproved and when to use each

  • Learn how one option gives you more power as a buyer

  • Find out what information you’ll need to get started

Discover the Difference

Find out what you need to know as a potential homebuyer this year.

Key Topics:

  • How to know if you are financially ready

  • What the preapproval process is like

  • How to find the right home and more

Prepare to Buy a Home in 2026

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Call FSB's Mortgage Department at 319-730-6990 for immediate assistance.
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Looking to connect with a mortgage lender? Meet FSB's Mortgage Team.