Rates

Minimum deposit amount of $1,000.00 is required for all specials. CD Specials do not apply for renewals unless requested at maturity.

Interest is compounded and paid quarterly on new certificates of deposit. Early Withdrawal Penalties may apply including a loss of principal.
Interest Rates and Annual Percentage Yields are current as of date of last rate change. For current rate information call 319-377-4891.
APY = Annual Percentage Yield
Rate = Interest Rate

*Also applies to corresponding Connect Club Accounts.
Rates may vary and are subject to change after account opening.
Fees may reduce earnings on these accounts.
Interest Rates and Annual Percentage Yields are current as of date of last rate change. For current rate information call 319-377-4891.
APY = Annual Percentage Yield
Rate = Interest Rate

Account Disclosures

Rate = Interest Rate
APR = Annual Percentage Rate

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All rates are subject to change without notice. FSB is not responsible for typographical errors or omissions. Actual rate may be higher based on credit history, occupancy, LTV and loan type. The rates provided assume the purpose of the loan is to purchase a single family residence that will be used as a primary residence with a loan amount of $120,000 and a purchase price/property value of $130,000. In addition, the rate is based on a 30 day lock, a credit score of 740, an escrow account, and qualifying for Fannie Mae’s Homeready program. Payments calculated do not include amount for taxes, insurance, and PMI premiums.

• Contact a Consumer Lender at 319-377-4891 for additional rates and terms.
• Subject to credit approval.
• Must be 18 or older to apply.
• Rates are subject to change at any time.
• An annual maintenance fee of $15.00 will apply to this account.
• Hazard insurance and/or flood insurance may be required.
• Closing costs will range from $0 to $2,000, depending on the specifics of your loan such as loan amount and property location.

• Must be 18 or older to apply.
• Contact a Consumer Lender at 319-377-4891 for additional rates and terms.
• Subject to credit approval.
• Rates are subject to change at any time.

In allocation of resources available for Consumer Loans, primary consideration shall be given to existing or potential customers with economic interest in Farmers State Bank’s primary and secondary trade areas. In general, the primary trade area of this bank shall be all of Linn County, Iowa and the secondary trade area shall be the nearest one-half of the contiguous Iowa counties of Buchanan, Cedar, Delaware, Jones, Johnson and Benton.

• Loan terms up to 72 months available based on age of collateral.
• Rate may be higher based on credit history.
• All loan applicants must be at least eighteen (18) years of age.
• All loans subject to credit approval.

*Payment example based on 72-month term for a loan amount of $15,000.00 and a credit score of 700+.

For additional rates and terms, contact a FSB Personal Banker at 319-377-4891.

In allocation of resources available for loans, primary consideration shall be given to existing or potential customers with economic interest in Farmers State Bank’s primary and secondary trade areas. In general, the primary trade area of this bank shall be all of Linn County, Iowa and the secondary trade area shall be the nearest one-half of the contiguous Iowa counties of Buchanan, Cedar, Delaware, Jones, Johnson and Benton.