Student Loans

Student Loans with Farmers State Bank

FSB has partnered with Iowa Student Loan (ISL) Education Lending to offer private student loans to help students pay for college or refinance existing loans. ISL Education Lending is a nonprofit organization that offers lower-priced^* loans designed to meet the diverse needs of college students.

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ISL Education Lending Offers:

• Private student loans
• Refinancing options for existing student loans
• Loan forgiveness and discharge programs for eligible borrowers
• Online account management and payment options

Learn more about ISL Education Lending’s offerings on their website.

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Helpful Tips:

1. Complete the Free Application for Federal Student Aid (FAFSA)^® first
   The first step in applying for financial aid, which includes federal student loans, is completing the Free Application for Federal Student Aid (FAFSA). The FAFSA is a free form provided by the U.S. Department of Education that may be completed without professional assistance via paper application or online at FAFSA. FAFSA will notify you of any grants or work-study options you may qualify for besides federal student loan options. In addition, some states and individual schools also provide additional aid to eligible students.
2. Work with your college financial aid office
   Contact the financial aid professionals at your college or university to explore and exhaust all sources of student financial aid before seeking a private student loan. Accepting a private loan before using other types of available aid may decrease your eligibility for federal, state and institutional aid.
3. Apply for Scholarships
   Grants and work-study opportunities will, most often, only cover part of the cost of tuition. Before turning to student loans, explore scholarship options. Many scholarships are available to students in varying amounts, from $100 to a full ride! Many scholarships also require an essay submission with the application describing why you are a deserving recipient. School guidance counselors are an excellent resource for finding scholarships, and the Department of Labor also has a comprehensive scholarship finder.

Partnering for Your Educational Success

Through this partnership, college students can access various loan options, including private loans for those needing additional support. FSB and ISL Education Lending work together to ensure that students get the financial support they need to pursue higher education in a way that makes sense for them.

With a focus on affordability, flexibility, and accessibility, this partnership helps to ensure that students have the resources they need to achieve their academic goals.

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^*Farmers State Bank is compensated by Iowa Student Loan for the referral of Partnership Loan customers.
All loans offered by ISL Education Lending are subject to credit approval.