Unlock Your Home’s Potential with a HELOC From FSB
Whether you're starting a new renovating project, consolidate debt, or finance a major purchase, FSB offers local support to help you throughout the process.
Steps to Applying for Your HELOC
- Start Your Application: To begin your journey, complete our quick application form indicating your loan preference and amount
- Connect with a Lender: A lender will contact you within one business day to discuss your needs and collect additional information
- Closing Process: On average, it takes about two weeks to finalize everything, making your funds available quickly
Online Application Form
Disclosures
1To qualify for a fixed rate Home Equity Line of Credit (HELOC) at 7.50%, with no closing costs, you must have a credit score of 700 or greater, a total loan to value ratio up to 85%, payments auto-debited from an FSB checking account and a minimum loan amount of $10,000. Loan proceeds cannot be used to refinance an existing FSB loan unless the new loan is increased a minimum of $10,000. The unpaid principal balance and accrued interest will be due as a balloon payment at maturity in 60 months for HELOCs, with $100 minimum monthly payment required. All other home equity loans will mature at 66 months. $100 minimum monthly payment required. Payment does not include taxes and insurance. Proof of property insurance is required at the time of closing. An annual maintenance fee of $15 will apply to HELOCs. Must be 18 years or older to apply. Loan subject to credit approval. Other rates, terms, and payment options are available. Promotion expires on 05/31/2024.
2No closing costs exclude abstract updating and/or attorney’s opinion, if necessary.
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