Business Credit Card Rates and Fees
Interest Rates and Interest Charges | Visa Business |
Annual Percentage Rate (APR) for Purchases
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12.75% This APR will vary with the market based on the Prime Rate
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APR for Cash Advances
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17.65% This APR will vary with the market based on the Prime Rate
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Paying Interest
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Your due date is at least 25 days after the close of each billing cycle. We will not charge you any interest on purchases if you pay your entire balance by the due date each month. We will begin charging interest on cash advances on the transaction date.
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For Credit Card Tips from the Consumer Financial Protection Bureau
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To learn more about factors to consider when applying for or using a credit card, visit the website of the Consumer Financial Protection Bureau.
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Fees |
Annual Fee
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None
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Transaction Fees
International Trans Fee
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None
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Penalty Fees
Late Fee
Returned Payment Fee
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$30
$30
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All applications are subject to credit approval. All loan applicants must be at least eighteen (18) years of age. In allocating our resources, primary consideration shall be given to existing or potential customers with economic interest in Farmers State Bank’s primary and secondary trade areas. In general, the primary trade area of the bank shall be all of Linn County, Iowa and the secondary trade area shall be the nearest one half of the contiguous Iowa counties of Buchanan, Cedar, Delaware, Jones, Johnson & Benton.
How We Will Calculate your Balance
We use a method called “average daily balance (including new purchases).”
The information about the cost of the cards described in the application is accurate as of March 2023. This information may have changed after that date. To find out what may have changed, call us at 319-832-1201 or write to us at:
Farmers State Bank PO Box 569 Marion, IA 52302
For more information, or to request a copy of your Cardholder Agreement, call FSB’s Credit Card Department at 319-832-1201 or email the Credit Card Department. This email is not secure, please do not include sensitive financial information.
FSB Visa Commercial Credit Card
If you currently have multiple employees using credit cards or are using several credit card providers, and you typically have a high spend volume, this may be the right card for you. Enjoy local service, online account management, and real-time control of cards and transaction downloads.
- Manage spending limits online in real-time
- Export consolidated transactions into CSV for easy management
- QuickBooks® exports available on each cardholder
- Opportunity to earn cash back with minimum spend qualifications
- Request and close credit cards, activate new cards, along with many other administrative options
Contact us for rates and fees for the Commercial Credit Card.
Lost/Stolen Debit or Credit Card?
Contact Us
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