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Commercial Loans & Business Financing

Accounts Receivable Funding Commercial Real Estate SBA Loans Business Loans for Equipment & Vehicles | Construction Loans | Inquire about Business Financing

FSB will support your business goals with reliable commercial and business financing solutions. Whether you’re taking your first leap into business ownership, exploring commercial real estate, expanding capacity, or improving cash flow, we have the resources, know-how and financing expertise. Learn more about our business financing options below!

Commercial Real Estate Loans

Commercial Real Estate Building Financed by Farmers State Bank

If you're seeking to acquire the ideal commercial property for your business, look no further. We are your local experts in commercial real estate loans.

We aim to provide you with the most attractive loan package tailored to your specific needs. With our expertise in commercial loans and deep understanding of the local market, we will work closely with you to secure the best financing options available.

Business Loans for Equipment & Vehicles

Equipment and Vehicle Loans for Small Businesses

The proper equipment is crucial for running a successful business, but obtaining the necessary financing can be challenging. That's where we come in.

We specialize in providing equipment loans and vehicle loans to help you get the funding you need for that new truck, computer system, bulldozer, or assembly line, all while preserving your cash flow.

Business Expansion Term Loans

Business Expansion Term Loans for Small Businesses

Expanding your business is exciting but could be challenging without the right financing. That's where we come in. Our expertise lies in providing business expansion loans and other forms of business financing.

We'll show you how we can support your growth, whether it involves reviewing your business plan, assessing brick-and-mortar needs, purchasing new technology, debating mergers and acquisitions, entering new markets, or succession planning.

Operating Lines of Credit

Operating Lines of Credit for Business Owners

Maximize your cash flow management with a readily accessible operating business line of credit.

Our business line of credit offers competitive rates and the flexibility to pay down and utilize the funds as required.

A business line of credit can provide peace of mind and the financial resources you need to manage your daily operations easily.

Construction Loans

Construction Loans for Businesses in Iowa

Building your construction project has never been easier with the help of our business financing solutions.

Our business lenders will work closely with you to ensure a flexible draw schedule.

Additionally, we have startup business loans and customizable loan options for new businesses with affordable monthly payment terms to meet your unique needs.

SBA Loans

SBA Loans for Businesses in Marion Iowa

FSB has earned the distinction of being named a Small Business Administration (SBA) Preferred Lender, reflecting our expertise and active engagement in SBA lending programs.
This recognition allows us to provide longer terms to small business owners. And we have full authority to approve SBA loan requests, streamlining the application process and providing you with faster access to the small business financing you need.

Farm Loans

Farm Loans serving Eastern Iowa communities

Farming is a way of life and requires specialized financial support. That's why we offer tailored farm and agriculture loans to simplify managing your finances.

Our combination of flexible financing options, experienced local lenders, and smart banking products provide you with the support you need to keep your farm running smoothly.

Agricultural Financing Options

Accounts Receivable Funding

Accounts Receivable Funding for small businesses

Maximize your cash flow and increase business capital by selling your accounts receivables. Find out why this might be the best decision for your business.

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 Business Manager®

FSB is a reliable and trusted financial partner for businesses of all sizes. With a wide range of financing options, including small business loans (SBA loans), agriculture loans, construction financing, and more, FSB is dedicated to helping businesses achieve their goals and reach new heights.

Whether you're starting a new business, expanding your operations, or simply looking to manage your finances more effectively, FSB's knowledgeable lenders and innovative banking products will provide you with the support you need to succeed. With FSB, you can be confident in your ability to grow and thrive today and in the future.

Meet Your Lenders Inquire about Business Financing


“We opened our doors in 2006 and our business has grown exponentially since then. FSB helped us get started and has been there to support us every step along the way.”

Justin & Sara Wright, owners of JW Home Builders


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