Loans & Lines
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Whether you’re taking your first leap into business ownership, exploring commercial real estate, expanding capacity, or improving cash flow, we have the resources, know-how and financing to get it done.
From an operating line of credit to construction and SBA loans, we’re ready to help you succeed.
Commercial financing at FSB is reliable, efficient, and knowledgeable.
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Farm Loans
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Farming is more than a business, it’s a way of life. We combine flexible financing, local knowledgeable lenders, and smart banking products to make managing your farm’s finances simple.
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Commercial Real Estate Loans
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You’re ready to purchase the land or property your business needs. Now, you need a local expert. That’s us. Whether you want to buy, refinance, or use your equity, we’ll put the most attractive package together for you, taking your entire financial picture into consideration.
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Equipment/Vehicle Loans
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It can be difficult to run a business without the right equipment. Fortunately, you have options. We can help you find the right financing for that new truck, computer system, bulldozer, or assembly line, and help you conserve your cash flow.
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Business Expansion Term Loans
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Time to expand? Whether your expansion includes brick and mortar, new technology, mergers, acquisitions, supporting new markets, or business succession planning, bring your business plan to us and we’ll show you how we can help you grow.
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Operating Lines of Credit
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Manage your cash flow more effectively with a line you can access instantly. Our rates are competitive, and your line is available to pay down and use as you need it.
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Construction Loans
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Our business lenders will work side by side to help you complete your construction with a flexible draw schedule. We also have term options with affordable monthly payments to meet your needs.
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SBA Loans
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FSB has been designated a Small Business Administration (SBA) Preferred Lender due to our expertise and active participation in SBA lending. SBA programs allow us to offer longer terms and work with borrowers who are unable to obtain bank financing. The Preferred Lender status also gives us full lending authority to approve loan requests and speed up the application process.
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Accounts Receivable Funding
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Sometimes to be the most efficient your business can be, you need assistance. Maximize your cash flow and increase business capital by selling your accounts receivables. Find out why this might be the best decision for your business.
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