Community Reinvestment Act Public File

Farmers State Bank acknowledges the importance of the Community Reinvestment Act (CRA) of 1977, which encourages banks to help meet the credit needs of the communities in which they do business, including low- and moderate-income neighborhoods.

In compliance with the CRA, FSB maintains a public file, updated annually by April 1, containing:

• Public comments received for the current year and the prior two calendar years
• Farmers State Bank's most recent CRA Performance Evaluation
• Information on branch locations, along with the products and services offered
• A Census Tract List and maps for the Metropolitan Statistical Areas (MSA) FSB serves
• Farmers State Bank's Loan To Deposit Ratio

For questions or feedback regarding this section of FSB's website or our CRA performance, please reach out to compliance@fsbmail.net.

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