Sweet Enough to Switch, Ends June 30, 2026
Get a $350 Checking Account Bonus* and Earn 3.50% APY**
Open a new FSB Rewards Checking account, meet the simple monthly requirements, and earn 3.50% APY** on balances up to $20,000, plus a $350 new account bonus.*
High-Yield Checking, Made Simple
A checking account that earns 3.50% APY.**
$350
Account Bonus* for qualifying new customers
3.50%
APY** on qualifying
balances up to $20,000
balances up to $20,000
- Earn 3.50% APY on balances up to $20,000
- $1,000 minimum opening deposit
- No monthly fee with $1,000 daily balance
- Locally owned bank since 1927
Open a high-yield checking account before June 30, 2026 to earn your $350 bonus and 3.50% APY.*
★★★★★
Based on 639 Google reviews
99
Years serving
Eastern Iowa
Eastern Iowa
7
Branches across
Eastern Iowa
Eastern Iowa
Local
Decisions made
in your community
in your community
FSB’s High-Yield Rewards Checking Account
3.50% APY to Earn, $350 Bonus to Start
Here for the Bonus?
Open a qualifying FSB Rewards Checking account before June 30, 2026 and meet the monthly requirements. Your $350 bonus* is paid within 90 days. It is a one-time reward for opening a new high-yield checking account.
Here for the High Yield?
Earn 3.50% APY** on your everyday balance every cycle you meet the simple requirements. Most checking accounts earn nothing. FSB’s high-yield checking pays you for everyday banking, every month you qualify.
Requirement
$350 Bonus
3.50% APY
Qualifying direct deposit Set up a qualifying direct deposit of $500 or more.
✓
eStatements Enroll in electronic statements when you open your account.
✓
✓
Debit card purchases Make at least 15 debit card purchases of $20 or more each statement cycle.
✓
Start Earning With Our High-Yield Checking Account
Open your FSB high-yield Rewards Checking account online, fund it with $1,000, and set up the account features that help you qualify for the bonus and the 3.50% APY.**
Apply Online1
Open your high-yield checking account
Open your FSB Rewards Checking account online with $1,000 to get started.
2
Set up the bonus requirements
Set up direct deposit and enroll in eStatements to meet the monthly requirements.
3
Use your debit card to earn 3.50% APY**
Make at least 15 debit card purchases of $20 or more each cycle to qualify for interest.
What FSB Customers Say
Real feedback from people who bank with FSB in Eastern Iowa.
★★★★★
Love my new bank account with FSB. They are understanding, helpful, and focused on their clients' wellbeing.
★★★★★
I’ve had my account with FSB for about five years, and I’ve never been disappointed. The team is always outstanding, caring, and willing to go the extra mile.
Open a High-Yield Checking Account Today
Earn 3.50% APY** and a $350 account bonus* when you open a qualifying FSB Rewards Checking account. This offer ends June 30, 2026.
Apply Online*New account bonus for new checking account customers who meet the promotion requirements. You must open a new Rewards Checking account with $500+ in ongoing direct deposit and enroll in eStatements. Bonus paid within 30 days if qualifiers are met and used regularly. Limit one bonus per household. Subject to approval and 1099 reporting. Cannot be combined with other offers. $1000 minimum opening deposit. $5 Monthly Maintenance Fees plus applicable sales tax applies if $1,000 minimum daily balance is not maintained. Must be 18 or older. Offer ends 06/30/2026. Additional terms apply.
**APY = Annual Percentage Yield. Rewards Checking is an interest-bearing account. To earn the premium rate, you must have 15 POS transactions over $20, have direct deposit, and be enrolled in eStatements. The interest rate and annual percentage yield will depend upon the daily balance in the account as shown on the Rate Chart. The interest rate and annual percentage yield may change at any time at the Bank's discretion. Account interest will accrue no later than the business day we receive credit for non-cash items (for example, checks) deposited into your account. If you close your account before interest is credited, you will receive the accrued interest. Interest will be compounded monthly and will be credited to the account monthly. See FSB’s Rate Chart for current rates and annual percentage yields. A premium interest rate will apply to this account if the minimum requirements are met. Additional terms apply.
