Home Equity Special Offer

*Example monthly payment is based on a $15,000 fixed rate Home Equity Line of Credit at 3.50% APR, with a credit score of 700, a loan to value ratio of 85%, and payments auto debited from an FSB checking. The unpaid principal balance and accrued interest will be due as a balloon payment at maturity in 60 months. $100 minimum monthly payment required.

**Example monthly payment is based on a $20,000 fixed rate Home Equity Line of Credit at 3.50% APR, with a credit score of 700, a loan to value ratio of 85%, and payments auto debited from an FSB checking. The unpaid principal balance and accrued interest will be due as a balloon payment at maturity in 60 months. $100 minimum monthly payment required.

***Promotion is for all home equity loans, including lines of credit with a minimum loan amount of $10,000 or a minimum addition of $10,000 to an existing loan with a balloon payment at 60 months for a home equity line of credit or 66 months for all other home equity loans. To be eligible for no closing costs, minimum credit score must be 700, a loan to value ratio of 85%, and payments auto debited from an FSB checking account. No closing costs excludes abstract updating and/or attorney’s opinion, if necessary. Proof of property insurance is required at the time of closing. An annual maintenance fee of $15 will apply to home equity lines of credit. Payment does not include taxes and insurance. Loan proceeds cannot be used to refinance an existing FSB loan, unless the new loan is increased a minimum of an additional $10,000. All loans are subject to approval. Must be 18 or older to apply. Other rates, terms and payment options are available. See an FSB Consumer Lender to find the right product for you! Promotion expires on 06/30/22.