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FSB Wealth Management: Investment Services

Meet Your Advisors | ServicesOur ProcessThe Financial PyramidThe FSB Difference | Contact Us

Meet Your Advisors

BJ Fleming

BJ Fleming

Financial Advisor

Phone: 319-739-2999 | Email:

Schedule An Appointment

BJ Fleming has been with FSB Investments since 2016 and has been in the financial services business for the past 17 years.

“I believe in listening to a client’s story, journey, needs, and aspirations. I strive to connect with each client to understand their goals and meet them together.”

My approach to wealth management for my clients integrates strategic planning, a customized investment approach, and a focus on client satisfaction. The foundation of this approach is built on trust and connection with my clients to ensure their needs are met and exceeded.

Get to Know BJ

  • Married his college sweetheart

  • Four-time national husband/wife tennis champs

  • Dedicated family man with 3 children, including a set of twins

Check the background of this investment professional on FINRA's BrokerCheck.

Ryan Norton

Ryan Norton, MBA, CFP®

Financial Advisor

Phone: 319-739-2999 | Email:

Schedule an Appointment

Ryan Norton has been with FSB Investments since 2016 and has been in the financial services industry for over ten years. Ryan was born and raised in the Cedar Rapids area. He attended the University of Iowa, where he later went back to earn his MBA.

Ryan enjoys getting to know his clients on a deep level – understanding their background, their current situation, and what’s truly important to them. He cares deeply and gives advice as if you were part of his own family. “I help people make smart decisions with their money so they can live the life they choose,” says Ryan.

Get to Know Ryan

  • Married his high school sweetheart and spends most of his time with his wife and three kids

  • He is an avid Hawkeye fan

  • Enjoy playing the piano and reading in his free time

  • Volunteers with Junior Achievement, Meals on Wheels, and at his church

Check the background of this investment professional on FINRA's BrokerCheck.


Strategic Investment Management

Investment Management

We will work with you to understand your specific investment needs and savings goals to match you with appropriate, targeted solutions.

Wealth Accumulation 

College Planning

We help clients accumulate and manage their wealth throughout their lifetime through retirement.

Retiring or Changing Jobs?

Wealth Accumulation

We’ll help you consider your options and explain ways to continue tax-deferral of your retirement funds and avoid current taxes and penalties.

Retirement Income Planning

Retirement Income Planning

We know you work hard for the future you want. We help you choose investments that meet your retirement timeframe and your comfort level with risk so you have the necessary cash flow to support your retirement income needs.

Our Process

  • Understand
    • We get to know you so we can create a plan that helps you accomplish your financial goals.
  • Analyze
    • We do our homework to find the right investment solutions for you.

  • Recommend
    • We recommend what we believe to be the best solution for you.
  • Act
    • We diligently execute and monitor your investment strategy to accomplish your goals.

The Financial Pyramid

Financial Pyramid1Often coordinating the services of the CPA and the attorney on the legacy planning process

2Independent with the capacity to utilize a variety of insurance companies

The FSB Difference

Our Foundational “A” Class Values

Approachable - We listen to your goals, questions, challenges, aspirations, and financial journey thus far to determine strategies that achieve your goals.

Attentive - We take a thoughtful and caring approach to your finances. We have developed many relationships with business partners at Farmers State Bank and a trusted network of professionals to coordinate with to save you time.

Authentic - We live by the Golden Rule. We make it our mission to simplify complex problems and find impactful solutions. Our relationships with clients are of the utmost importance to us, and each one matters. We make it a point to treat every client as if they are our only client.

Avid Learning Approach - We stay up-to-date with new information as things change quickly in the market and the financial services world. We believe in lifelong learning and seek knowledge that offers more services and solutions for you and your family.

Analytical - Our strategy is to provide comprehensive planning by thoroughly asking you the right questions to create successful solutions. We are conscientious by nature and enjoy focusing on every detail so you can focus on what is important to you.

Contact Us


Find Us

880 13th Street
Marion, IA 52302

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Call Us


Email Us



Meet with Us

Schedule a Meeting with BJ

Schedule A Meeting with Ryan

American Funds logo Athene logo BlackRock logo Cambridge logo Chase logo Fidelity logo First Trust logo Franklin Templeton logo Morningstar logo Pacific Life logo United Life logo Vanguard logo

Securities offered through Registered Representatives of Cambridge Investment Research Inc., a broker-dealer, member FINRA/SIPC. Advisory services offered through Cambridge Investment Research Advisors, Inc., a Registered Investment Advisor. Products sold are not FDIC insured, have no bank guarantee, and may lose value. Cambridge is not affiliated with FSB Wealth Management and Farmers State Bank. This communication is strictly intended for individuals residing in the states of AK, AL, AR, AZ, CO, FL, GA, IA, IL, KS, MA, MO, MN, MT, NC, OH, TX, VA, WA. No offers may be made or accepted from any resident outside the specific states referenced.

The information being provided is strictly as a courtesy. When you link to any of these websites provided herein, FSB Wealth Management makes no representation as to the completeness or accuracy of information provided at these sites, you are leaving our website and assume total responsibility and risk for your use of the websites you are linking to. Nor is the company liable for any direct or indirect technical or system issues or any consequences arising out of your access to or your use of third-party technologies, sites, information, and programs made available through this site.

Cambridge’s Form CRS

All FSB Branches will be closed on Monday, May 27, in observance of Memorial Day.

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