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Trust & Estate Planning

Preserve Your Legacy

Trust ServicesAccuNet OnlineMeet FSB's Trust Experts

The Trust Advantage

Our goal is your long-term success, defined on your terms. Regardless of the size or complexity of your estate, planning is essential. Our experienced Trust team is uniquely qualified to provide personalized guidance and financial solutions tailored to meet your specific needs.

Learn More Contact an Advisor

Benefits of Setting Up a Trust

  • Peace of Mind: Know that a team of expert estate professionals will handle and protect your assets.
  • Potential Tax Benefits: Placing your assets in a trust may have tax advantages, leaving more for your loved ones.
  • Personal Touch: Decide in detail who receives what from your trust, ensuring your wishes shape the future.
  • Freedom to Change: Life changes, and your trust can, too! If you set up a revocable trust, you can change the terms at your discretion.

Trusts offer a structured way to leave a lasting impact, tailored to your vision and values. It’s important to consult with a tax and legal professional to understand your situation!

Trust Services

Professional Investment Management

Couple sitting with Wealth Management Team

Your journey to achieving long-term financial success should be a stress-free and rewarding experience.

As your partner, we are here to simplify complex scenarios, crafting tailored strategies focused on you and your financial goals.

Trustee & Executor Services

Executor Services Meeting

Envision a future where your legacy doesn't just endure but flourishes, aligning your assets precisely to your wishes while minimizing stress.

Begin your journey where finding peace of mind is the priority, not just a possibility.

Custodial Services

Custodial Services Meeting

Enjoy a seamless experience with our custodial services, where the security of your financial assets is at the forefront. Our team manages every detail, from collecting dividends to effortless record management.

Stay engaged with concise, easy-to-understand reports on your account's growth, designed to give you the assurance you deserve.

Estate Planning

Estate Planning Meeting

Starting the estate planning process? Let FSB handle your stress! Our team will work with your attorney, accountant, and other key professionals to develop a plan centered around your interests.

What's our goal? To minimize your taxes and implement a plan to protect your interests.

Ready for a Personalized Consultation?

Connect with an Advisor


Your AccuNet Account

AccuNet offers online access to your Trust Services.

Access Your Account Setup Instructions

Meet FSB's Trust Team

Pam Goedken

Pam Goedken

VP, Senior Trust Officer
Phone: 319-730-7008
Email Pam
This email is not secure. Please do not include sensitive financial information.

Pam has been in the financial services industry since 1986, with most of those years spent in personal trust services, retirement, and investments. Prior to joining FSB, she served as Vice President, Fiduciary and Investment Trust Manager of the $1 billion Trust Department at American Trust & Savings Bank in Dubuque.

Pam graduated from Upper Iowa University with a B.S. Degree in Business, and currently resides in Dyersville with her husband and 4 children.

Chad Fesler

Chad Fesler

Trust Officer
Phone: 319-730-7017
Email Chad
This email is not secure. Please do not include sensitive financial information.

Chad has been in the banking, insurance and financial services industry since 2004, with most of those years in financial planning and investments. Prior to joining FSB, Chad was part of a wealth management group for one of the largest banks in the world.


Dianne Wendel

Trust Associate
Phone: 319-730-6889 
Email Dianne
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Dianne assists with administration of trusts and estates. She supports investment operations and provides guidance on the operational processing and recordkeeping of the Trust Department. She has a bachelor's degree in Business Administration from Mt. Mercy College. She has worked in Wealth Management (Trust & Private Banking) since 1993.


Kari Clothier

Trust Assistant
Phone: 319-730-6864 
Email Kari
This email is not secure, please do not include sensitive financial information.

Kari processes payments, reconciles statements, maintains records and uses her strong attention to detail and organization skills to keep everything running efficiently for clients. She has a Bachelor’s degree from Cornell College. Kari has been in banking since 2012. She was an Assistant Branch Manager with another bank and a Personal Banker at FSB since 2015. 

Products provided by FSB's Trust Division are not insured by the FDIC; are not deposits or other obligations of the bank, are not guaranteed by this institution; and are subject to investment risks, including the possible loss of the principal invested.

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