Personal Checking

 

Button High Five

High 5 Rewards

Button Interest Checking

Interest Checking

Button Benefit Banking

Benefit Banking Plus

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Compare Accounts

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FSB Rates

High 5 Rewards

High Five Rewards

This low-cost account allows you to earn $5 cash back every month 1 , has no minimum balance requirements or monthly maintenance fees, and gives you 4 free non-FSB ATM withdrawals per statement cycle. (then $2/withdrawal)

Interest Checking

Interest Checking

Enjoy unlimited ATM access and earn interest while maintaining a moderate account balance. It’s a win-win!

 

Benefit Banking Plus

Benefit Banking Plus

For those who keep a higher balance, want to earn interest and enjoy the perks of relationship banking, this account is for you.

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Review and compare accounts. Which one is right for you?

Account FeaturesHigh 5 Rewards

Interest Checking

Benefit Banking Plus
Minimum Opening Deposit

$50

$100

$100

Interest

N/A

Variable2

Variable2

ATM Transaction Fees at non-FSB Terminals3

4 free per statement cycle, then $2/withdrawal

Free

Free

Free Instant Issue Debit Card

Yes

Yes

Yes

Online Banking with Bill Pay

Yes

Yes

Yes

Free Mobile Banking4

Yes 

 Yes

Yes 

Free eAlerts, Telebanking, and eStatements

Yes

Yes

Yes

Free Money Orders or Cashier’s Checks (Up to 5 per month)

No

No

Yes

Rent-Free 3x5 Safe Deposit Box, (Not FDIC insured, key deposit required)

No

No

Yes

30% Discount on Printed Checks

No

No

Yes

Minimum Balance Required (to avoid monthly maintenance fee)

None

$850 daily balance or $1,700 average daily balance

$10,000 average daily balance of combined consumer deposits, consumer loans and/or agricultural loans

Monthly Maintenance Fee3

None

$6

$15

Transaction Fees3

None

$0.25/check

None

1To earn the $5.00 reward, a High 5 Rewards account with eStatements must be maintained and 15 signature-based debit card transactions (PIN-based and ATM transactions are excluded) in the amount of $10.00 or more must post to and clear the account on or before the last business day of the month. Each month the requirements are met, $5.00 will be credited to your account on the last business day of the month. No minimum or average account balance necessary. See account disclosure for additional details. Account subject to approval.
2Refer to FSB Rates for information on Interest Rates and Annual Percentage Yields. 
3Plus applicable sales tax.
4Message and data rates may apply.

Ready to open an account?

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“I was a child when I opened my first account at FSB because that’s where Mom and Dad banked. I’m still here because FSB just ‘gets me’ and I love that personal connection.”

Chelsey Meier-Oberreuter
Vice President, iGYM
Co-Owner, The M.A.C.

 

 

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