FSB Mortgage Rates

Begin Your Homebuying Journey with Competitive Rates

Explore FSB's competitive mortgage rates and see how the FSB Mortgage team can make your homebuying experience stress-free and easy. Start exploring today to take a step closer to your dream home!

See Mortgage Rates Get Pre-Approved

For information regarding USDA and FHA loans, contact an FSB Mortgage Lender for eligibility requirements and rates.

Get Started with FSB

^†All rates are subject to change without notice. Actual rate may be higher based on credit history, occupancy, LTV and loan type. The rates provided assume the purpose of the loan is to purchase a single family residence that will be used as a primary residence. FSB is not responsible for typographical errors or omissions.
^‡APR reflects waiver of an FSB Origination fee. Subject to change without notice.
^*Amount with a loan amount of $120,000 and a purchase price/property value of $130,000. In addition, the rate is based on a 30 day lock, a credit score of 740, an escrow account, and qualifying for Fannie Mae’s Homeready program. Payments calculated do not include amount for taxes, insurance, and PMI premiums.

Call For More Information 319-730-6990.

Streamlined Pre-Approval Process with FSB

Why Get Pre-Approved?

Getting pre-approval provides a clear understanding of your budget and puts you in a position to make an offer if the perfect home hits the market. You want to get pre-approved before you start shopping!

The Pre-Approval Process

• Start Your Journey - Choose between: 
  • FSB's Online Application (recommended if you are ready to complete your application) 
  • Inquiry Form (recommended if you may need assistance completing your application)
• Personalized Assistance - Following your application, an FSB Mortgage lender will contact you to discuss your application further, determine how much home you can afford, answer any questions, and outline next steps
• Financial Analysis - FSB goes the extra mile, evaluating your potential mortgage payment, property taxes, private mortgage insurance (if applicable), escrow payments, and other expenses to ensure you're comfortable with your potential monthly payment
• Customized Mortgage Solutions - Once approved, your FSB lender will work with you to identify the best mortgage option and explore eligibility for specialized grants or loans

Ready to Begin Your Journey?

Must be 18 or older to apply. All loans are subject to credit approval.

Additional Mortgage Resources

Visit the FSB Mortgage page for additional information about mortgage loans with FSB.

Visit FSB's Financial Resource Center for educational resources about the homebuying process.

Visit the First-Time Homebuyer page for information regarding first-time homebuyer events.