Why Save with FSB?
Whether you're a small business with immediate savings needs or have a higher balance to manage, FSB has the solution for you. With competitive interest rates and limited checking privileges, our business savings accounts help your money work harder for you. Learn more about our savings options below and find the right account for you.
Which account is right for your business?
Savings
For Small to Mid-Size Businesses Seeking Simple, Hassle-Free Savings
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Tailored for small businesses and those with immediate savings needs, our business savings account is here to help. Whether saving for future investments or building a financial cushion, our business savings accounts are designed to meet your needs.
Features:
- Minimum Opening Deposit - $50
- Minimum Balance Required - $100 minimum daily balance to avoid monthly maintenance fee
- Monthly Maintenance Fee - $3
- Withdrawals - $0.50 per withdrawal if more than six per month and minimum daily balance less than $2,500
Online account opening is not available for this account - please stop into any FSB Branch to get started!
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Ultimate Account
For Businesses Desiring a Combination of a High-Yield Savings Account and CD Benefits
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The Ultimate Account seamlessly combines the benefits of CDs and savings accounts, offering monthly access to funds and an attractive higher interest rate. The Ultimate Account caters to personal and business banking needs, providing unique flexibility and potential for growth.
Features:
- Minimum Opening Deposit - $10,000
- Unlimited Deposits of any amount allowed after opening
- Interest Rate
- Tiered Interest Rate: See current rates
- Interest compounds quarterly
- Interest can be transferred quarterly to an FSB Checking account (Will not compound and may reduce earnings)
- No Maturity Date
- Early withdrawal penalty of $50.00 or 7 days interest, whichever is greater
- Withdrawal penalty waived for one withdrawal completed in the first five business days of each month
- No Monthly Maintenance Fee
Online account opening is not available for this account - please stop into any FSB Branch to get started!
Additional Terms and Conditions Apply.
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Money Market
For Businesses Seeking High-Interest Savings
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Seeking an opportunity to earn higher interest on your business savings while maintaining limited checking privileges? With our Business Money Market Account, you can enjoy competitive interest rates while still having the flexibility to make limited checking transactions.
Features:
- Minimum Opening Deposit $1,000
- Minimum Balance Required - $1,000 to avoid monthly maintenance fee
- Monthly Maintenance Fee** - $6
- Withdrawals - Allows six transfers per statement cycle; six may be by check; unlimited in-person withdrawals or transfers, and unlimited ATM transactions
Online account opening is not available for this account - please stop into any FSB Branch to get started!
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*Early withdrawal penalties may apply.
**Plus applicable sales tax
To open an account or learn more, call or stop in!
Contact Us Find a Branch FSB Rates
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