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Open a Checking Account and Get $250!


Take Your Money to the Next Level with FSB

At FSB, banking is more rewarding than ever! New checking account customers can earn a $250 cash bonus* by opening an eligible checking account with direct deposit. Plus, enjoy up to $350 off closing costs** with an FSB Mortgage.

That's up to $600 in total value!

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Enhanced Banking Experience

Exclusive Benefits for FSB Checking Account Holders:

Perks of Opening a New Checking Account with FSB

Open a new, qualifying checking account at any FSB location or apply online and receive:

  • A $250 Cash Bonus* with Payroll Deposits: Apply online now to take advantage of this exceptional offer before it's too late!
  • Discount on Mortgage** Closing Costs: Experience up to $350 in potential savings and expert guidance from the FSB Mortgage Team.

Get Started

Which Checking Account is Right for Me?

Review and compare the features for each checking account and decide which one fits your unique financial needs.

Both accounts require a minimum deposit of $50.

High 5 Rewards

High 5 Rewards Checking Account Bonus

High 5 Rewards is ideal for those looking for cashback with no monthly maintenance fees.

Simply make 15 signature-based debit card transactions of $10 or more a month and earn $5!

See full account details.

Apply Online

Secure Checking

Secured Checking Account Bonus Offer

Secure Checking1 is ideal for those seeking enhanced account benefits.

Advantages include cell phone protection2 and additional fraud protection, ensuring peace of mind!

Monthly maintenance fee4 is $4.95/month. See full account details.

Apply Online

Need Help Setting Up Your Account?

FSB is here to ensure you don't miss out on your $250 bonus. Simply fill out the secure form below with your contact information, mention the sign-up bonus, and an FSB banker will reach out to help with your account setup!

Earn Your $250 Cash Bonus in 3 Easy Steps

Setting Up Direct Deposit

  1. Obtain a Direct Deposit Form: Ask your employer for a direct deposit form. This form typically requires FSB's routing number, your specific account number, and the account type.
  2. Attach Verification Documents: Depending on your employer's requirements, attach a voided check or other documentation to confirm your bank account details.
  3. Submit Your Form: Complete the direct deposit form with the required information and submit it to your employer's payroll department or HR representative.

Get Started

Why FSB?

At FSB, the mission is to build better communities while providing a reliable and local banking experience. Focusing on delivering Faster. Stronger. Better.® banking solutions, FSB is committed to meeting the diverse financial needs of its customers.

Open an Account

*To qualify for the $250 bonus, a primary checking account with direct deposit is required. The bonus will be deposited into your checking account within 30 calendar days of the first payroll direct deposit posting to the account. Limit one $250 bonus per household. Subject to account approval and 1099 reporting. May not be combined with other offers. See product information for additional requirements specific to each account type. A minimum $50 opening deposit is required. Excludes Benefit Banking Plus. Must be 18 or older. The program may be suspended or reactivated with 30 days’ notice.
**All loans are subject to approval. Must be 18 or older to apply. Up to $350 credit toward closing costs with a minimum loan amount of $140,000.
***Message and data rates may apply.
1Some benefits require registration and activation. For complete details of this checking account, speak with a Farmers State Bank representative.
2Special Program Notes: The descriptions herein are summaries only and do not include all terms, conditions and exclusions of the Benefits described. Please refer to the actual Guide to Benefit and/or insurance documents for complete details of coverage and exclusions. Coverage is provided through the company named in the Guide to Benefit or on the insurance document.
3The debit card transactions described above must post to and clear the account on or before the last business day of the month. Each month the requirements are met, $5 will be credited to your account on the last business day of the month.
4Plus applicable sales tax


Employees volunteered for causes that count


Invested in 60 different non-profit organizations


Employee volunteer hours


In loans made in the community to enhance the economic vitality


Events reflecting FSB's commitment to community

All FSB Branches will be closed on Monday, May 27, in observance of Memorial Day.

For your banking needs, log in through online banking or use FSB's mobile banking app, FSB Now.

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