Checking Built for Students
FSB’s Student Checking Account1 grows with you from high school through college and beyond. Designed for students ages 13 to 23, this account keeps banking simple so you can stay focused on school, work, and life.
Student Banking That Works for Your Life
ATM Flexibility
Enjoy 3 free non-FSB ATM withdrawals and up to $10 in fee reimbursements.
No Monthly Fees
Bank without monthly maintenance fees while you're a student.2
No Minimum Balance
Keep your account open with no minimum balance requirement.
Student Checking Account Details
Student Checking1 is built for students ages 13 to 23 to keep banking easy while you focus on school, work, and daily expenses.
Account Basics
- Minimum opening deposit: $25
- No minimum balance required
- No monthly maintenance fee
- No transaction fees2
ATM Access
- 3 free ATM withdrawals at non-FSB terminals per statement cycle
- $2.00 per withdrawal after 3 free withdrawals
- Up to $10 in ATM fee reimbursements each cycle
Online account opening is not available - please stop by any FSB Branch to get started!
Everything You Need to Bank Your Way
Your FSB Student Checking includes tools to help you manage your money from anywhere.
Compare FSB's Personal Checking Accounts
Find the checking account that fits your lifestyle. Compare features and decide which one meets your unique needs.
Open Your Student Checking Account
Start banking with confidence while you focus on school. Our team is ready to help you open your Student Checking Account.1 Stop in to any FSB location to get started.
Common Questions About Student Checking
Get clear answers to common questions students and parents ask.
Who can open a Student Checking Account?
FSB’s Student Checking Account is available to students ages 13 to 23. This includes middle school, high school, and college students.
Students under 18 must open the account with a parent or guardian as a co-owner at an FSB branch.
What is the difference between a student checking account and a regular checking account?
A student checking account is designed specifically for younger account holders and focuses on low costs and simple access. Student checking accounts usually have no monthly maintenance fee, lower opening deposit requirements, and fewer balance restrictions than regular checking accounts.
FSB’s Student Checking Account removes common fees while still providing everyday banking tools, making it easier for students to manage money while in school or starting out.
What do I need to open a student checking account?
To open a Student Checking Account at FSB, you need a $25 opening deposit. Students under 18 years of age must have a parent or guardian listed as a co-owner on the account.
Online account opening is not available, so you must visit an FSB branch to open the account.
What is required with my Student Checking Account?
To maintain a Student Checking Account at FSB, you must enroll in eStatements.
Students under 18 years of age must have a parent or guardian listed as a co-owner on the account.
There is no minimum balance requirement and no monthly maintenance fee for this account.
Student Checking Account Disclosures
1When the primary account holder reaches age 24, this account will be converted to a comparable checking account. A parent or guardian must be a co-owner on the account for teens under 18 years of age.
2ATM fees apply after free transactions are used. ATM owners may charge fees.
3Message and data rates may apply.
4Earn a $7 reward each month when you receive eStatements and make at least 25 signature-based debit card transactions (excluding PIN-based and ATM transactions) of $20 or more. The qualifying transactions must post and clear on or before the last business day of the month. When requirements are met, the $7 reward will be credited to your account on the last business day of that month.
5Plus applicable sales tax.
FSB is not responsible for typographical errors or omissions.
