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$250 Checking Account Promotion - Sign-Up Today

Earn $250* with FSB

New checking customers can earn $250* by opening an eligible account with direct deposit.

Full Details

*Qualifications and restrictions apply - click button for full disclosure.

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Checking Solutions | Savings Solutions | Online Banking Solutions | FSB Credit Cards | CDs, IRAs, & HSA | Auto & Personal LoansStudent Loans | Take a Financial Fitness Assessment

Personal Banking Solutions

FSB offers various banking services tailored to your needs. As your trusted financial partner, we are committed to providing convenient and reliable solutions that allow you to manage your day-to-day finances easily. Explore our personal banking solutions today!

Apply Online FREE Financial Fitness Assessment

Personal Checking

FSB's personal banking products allow you to choose from various checking accounts that provide easy access to the tools and services to manage your money.

All of our accounts include:

  • Online and Mobile Banking*: Enjoy 24/7 secure, user-friendly access to the money in your account
  • eAlerts*: Stay on top of your account activity and balance using our customizable alerts tailored to your unique needs
  • eStatements: Our secure and convenient electronic statements will simplify your record-keeping and reduce paper waste
  • Instant Issue Debit Cards: Get instant access to your funds with a new or replacement debit card, providing immediate spending access
  • Unlimited ATM Transactions at FSB-owned ATMs

Choose the Account that Fits You

*Message and data rates may apply.

Checking Accounts Online


Personal Savings Accounts Online

Save money easily with FSB! From low minimum deposit requirements to high-interest rates, FSB offers various savings account options to help you reach your goals.

All of our accounts include:

  • Secure, 24/7 account access for your convenience and peace of mind
  • Online account opening to make it easy for you to get started
  • Youth savings options to help young savers get a head start on building their financial future

Choose the Account that Fits You

Online & Mobile Banking Solutions

FSB provides cutting-edge online and mobile banking products to streamline your banking experience, making account management more accessible and convenient.

All of our accounts include:

  • User-friendly tools, including mobile deposit, account funds transfer, and bill pay automation, that make banking a breeze
  • Secure access to your account with advanced encryption technology
  • 24/7 availability, giving you the freedom to manage your finances on your schedule

Streamline your Banking Experience

Online and Mobile Solutions woman with phone

Personal Credit Cards

Credit Cards Personal Wallet

FSB's credit cards cater to different lifestyles, needs, and preferences, featuring various benefits, making managing your spending and earning rewards easy and convenient. Apply online today!

Key features of our credit cards include:

  • No Annual Fee*
  • Rewards Program: Earn and redeem rewards for travel, merchandise, gift cards, and more on eligible purchases
  • Fraud Alerts: Real-time fraud alerts** that notify you of suspicious activity on your account

Find the Perfect Credit Card for your Lifestyle Needs

*Additional fees and Charges may apply.
**Message and Data Rates May Apply.

CDs, IRAs, & HSAs

Looking for a safe and reliable way to save that earns you interest? Our CDs, IRAs, and HSAs provide a range of account options with the flexibility you need to achieve your financial goals.

Explore the following benefits of our savings options:

  • A wide variety of accounts tailored to your needs
  • Flexible terms and contribution options to fit your unique financial situation
  • Competitive interest rates that help grow your savings over time

Start Growing Your Savings 

CDs IRAs and HSAs Doctor and Little Boy

Auto & Personal Loans

Auto & Personal Loans Man and Woman in Vehicle

Spring for your dream vacation, consolidate debt, remodel your kitchen, or buy a new vehicle with a personal loan from FSB.

Personal loan features:

  • Competitive interest rates
  • Flexible terms to fit your budget
  • Easy online application process
  • Local decision-making and customer service

Ready to make your dreams a reality?

Unlock your Financial Freedom

Student Loans

Investing in your future with a quality education is a wise decision. Although, finding the funds to make it happen can be daunting. At FSB, we are here to help you achieve your academic goals with our supplemental private student loans.

Our Student Loans offer:

  • Local, knowledgeable lenders who understand the education system
  • Supplemental private student loans that work with Iowa Student Loan® to help cover education-related expenses
  • Access to online applications and helpful information to streamline the loan application process

Invest in your Childs Future

Personal Student Loans Student At Computer

Connect Club

Connect Club Bus Full of People

Join the FSB Connect Club and explore the world, offered to FSB customers ages 45 or better! In addition to making new friends and having fun, joining the Connect Club provides several banking perks.

Here are some of the benefits of joining:

  • One-day trips to local attractions and events
  • Extended trips to exciting destinations around the world
  • Free monthly outings to enjoy with other members
  • Free movie days, held at Collins Road Theatre
  • And more!

Travel the World with our Connect Club


Take Your Money to the Next Level

New checking account customers can earn a $250 cash bonus1 by opening an eligible checking account with direct deposit. Plus, enjoy up to $350 off closing costs1 with an FSB Mortgage.

Offer Details

1Qualifications and restrictions apply - click button for full disclosure.

All FSB Branches will be closed on Monday, May 27, in observance of Memorial Day.

For your banking needs, log in through online banking or use FSB's mobile banking app, FSB Now.

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