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Personal Banking Solutions

FSB offers various banking services tailored to your needs. As your trusted financial partner, we are committed to providing convenient and reliable solutions that allow you to manage your day-to-day finances easily.

Our comprehensive suite of personal banking products includes everything from checking and savings accounts to personal loans and credit cards, as well as specialized products such as CDs, IRAs, HSAs, and student loans.

Whether you're looking for innovative online and mobile solutions that give you quick and secure access to your accounts 24/7 or fraud prevention services to keep your account safe and secure, FSB is here to assist your financial needs.

Take our Financial Fitness Assessment Visit the Financial Resource Center Take Advantage of User-Friendly Financial Calculators

Personal Checking

FSB understands that managing your finances is essential to your daily routine. Our comprehensive suite of personal banking products allows you to choose from various accounts that provide easy access to the tools and services to manage your money.

All of our accounts include:

Online and Mobile Banking^*: Enjoy 24/7 secure, user-friendly access to your accounts
eAlerts^*: Stay on top of your account activity and balance using our customizable alerts tailored to your unique needs
eStatements: Our secure and convenient electronic statements will simplify your record-keeping and reduce paper waste
Instant Issue Debit Cards: Get instant access to your funds with a new or replacement debit card, providing immediate spending access
Unlimited ATM Transactions at FSB-owned ATMs

Choose the Account that Fits You

^{*Message and data rates may apply.}

Personal Banking

Savings

Personal Savings Couple on Couch

We want to make it easy for you to save by offering various account options to help you reach your goals.

All of our accounts include:

Secure, 24/7 account access for your convenience and peace of mind
Online account opening to make it easy for you to get started
Youth savings options to help young savers get a head start on building their financial future

Choose the Account that Fits You

Online & Mobile Banking Solutions

At FSB, we provide cutting-edge online and mobile banking to streamline your banking experience, making banking more accessible and convenient.

All of our accounts include:

User-friendly tools, including mobile deposit, account funds transfer, and bill pay automation, that make banking a breeze
Secure access to your account with advanced encryption technology
24/7 availability, giving you the freedom to manage your finances on your schedule

Streamline your Banking Experience

Online and Mobile Solutions woman with phone

Personal Credit Cards

Credit Cards Personal Wallet

FSB offers a range of credit cards catering to different lifestyles, needs, and preferences. Our credit cards come with various benefits, making managing your spending and earning rewards easy and convenient.

Key features of our credit cards include:

No annual fee^*
Rewards program: Earn and redeem rewards for travel, merchandise, gift cards, and more on eligible purchases
Fraud alerts: Real-time fraud alerts^** that notify you of suspicious activity on your account

Find the Perfect Credit Card for your Lifestyle Needs

*Additional fees and Charges may apply.
**Message and Data Rates May Apply.

CDs, IRAs, & HSAs

FSB offers a safe and reliable way to save that earns you interest. Our CDs, IRAs, and HSAs provide a range of account options with the flexibility you need to achieve your financial goals.

Explore the following benefits of our savings options:

A wide variety of accounts tailored to your needs
Flexible terms and contribution options to fit your unique financial situation
Competitive interest rates that help grow your savings over time

Start Growing Your Savings

CDs IRAs and HSAs Doctor and Little Boy

Auto & Personal Loans

Auto & Personal Loans Man and Woman in Vehicle

Spring for your dream vacation, pay off debt, remodel your kitchen, or buy a new vehicle with a personal loan from FSB.

Personal loan features:

Competitive interest rates
Flexible terms to fit your budget
Easy online application process
Local decision-making and customer service

Ready to make your dreams a reality?

Unlock your Financial Freedom

Student Loans

Investing in your future with a quality education is a wise decision. Although, finding the funds to make it happen can be daunting. At FSB, we are here to help you achieve your academic goals with our supplemental private student loans.

Our Student Loans offer:

Local, knowledgeable lenders who understand the education system
Supplemental private student loans that work with Iowa Student Loan^® to help cover education-related expenses
Access to online applications and helpful information to streamline the loan application process

Invest in your Childs Future

Personal Student Loans Student At Computer

Connect Club

Connect Club Bus Full of People

Join the FSB Connect Club and explore the world, offered to FSB customers ages 45 or better! In addition to making new friends and having fun, joining the Connect Club provides several banking perks.

Here are some of the benefits of joining:

One-day trips to local attractions and events
Extended trips to exciting destinations around the world
Free monthly outings to enjoy with other members
Free movie days, held at Collins Road Theatre
And more!

Travel the World with our Connect Club

Refer a Friend to FSB

If you like banking with us, chances are your friends will too.

When you refer a friend to FSB, and they open a checking account, you’ll each earn $50!^†

$50 to you. $50 to a friend.

Start Earning Today

^†Referrals must be from a current FSB customer to a new FSB customer that opens a checking account with direct deposit and eStatements. You and your friend will each receive a $50.00 deposit to your respective FSB checking account within 30 days of the following events: the first direct deposit, and when the first eStatement is processed. If the referrer does not have an FSB checking account, the $50.00 will be mailed as an FSB Visa^® Gift Card. Referrer may infer that you have an account at FSB once reward is paid. Limit one referral reward per new FSB customer. Minimum $50 to $100 deposit required. See product information for additional requirements specific to each account type. Must be 18 or older Subject to account approval. The program may be suspended or reactivated with 30 days' notice.